Consumer justice
Stop the $3 Minimum
Debit minimums are illegal. Everyday people are being overcharged every time they swipe. Here's how we fight back.
Together we document patterns, notify networks, and push for enforcement.
What we're seeing
Debit minimums hit low-income, Black, and working-class communities the hardest. We collect evidence to stop it.
- Debit minimums are not allowed by card networks.
- Credit card minimums up to $10 can be legal, but most stores stretch beyond.
- We log reports, surface patterns, and escalate to AGs, networks, and media.
How it works
See a sign. Report it. We escalate.
A simple 3-step workflow built for everyday people. We keep it quick, mobile-friendly, and anonymous by default.
See a sign
$3 minimum to use your card.
Submit a report
Fill our 1-minute form with store info + photo link.
We document & escalate
We log patterns and share with networks, AGs, and media.
Why it matters
Debit minimums are not allowed. Period.
- Card networks explicitly ban minimums on debit transactions.
- Credit card minimums up to $10 can be legal, but stores often misuse that rule.
- Low-income, Black, and working-class neighborhoods get hit hardest by predatory fees.
Live Stats Snapshot
Loading...Take action
Found a sign like this? Report it and tag us.
Every report helps us map the problem, push networks to enforce their own rules, and keep communities informed.
Ready to file?
We keep it quick. Evidence helps. Shareable links are fine.
Start a reportRead the rights guide